[layback40]

There is no where near enough detail to give much help.
You could start with what part of the world you are in. Some problems are specific to cars sold in certain locations.
It does sound as though its electrical. though the running noise is very unusual.
Have you done a scan for fault codes? I think you can do it with your mileage indicator on a 95.
The advice from "some one" is probably useful, who ever or where ever they may be.
normally when people first post they post into the new members thread & say a little about their jeep etc.