Thin oil doesn't wear it out, it just uses a little less fuel and burns the oil. The "uses less fuel" is important to the US to get Jeep through the CAFE* requirements.
While 91 is the effective min here, using E10, (94RON), 95 or even 98 didn't help me with the pinging. The snorkel fixed that by lowering the intake air temp to ~5C over ambient from 15-25 over. I can now use 91 if I need to.
(But e10 is cheaper & the mileage isn't that much worse.)
*Combined Average Fleet Economy