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17-01-2015
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No Winching
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Join Date: Oct 2005
Posts: 2,528 What Jeep do I drive?: XJ
Likes: 97
Liked 121 Times in 64 Posts
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If the other driver has comprehensive send a letter of demand to his insurer , but i suspect you have left some information out of the original post as a solicitor would have already done that on your behalf .
I have been in your shoes before uninsured (shitbox car) and insured driver at fault hit my car, no police involved no witnesses driver admitted fault .
So i thought it would be simple until i received a letter of demand from her insurance company and blaming me for the accident and wanting payment within 14 days .
Not knowing what to do no internet to consult (pre internet times ) couldnt afford legal help .
i took my ass to the library and started reading found some useful information and sent a return letter of demand with 3 quotes stating that payment to be made in 7 days or i would take legal action to recover including all costs .
Next letter i received was a cheque , it took longer than 7 days but i got my money and shitbox fixed lol.
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17-01-2015
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Full Flexer
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Join Date: Jul 2011
Posts: 819 What Jeep do I drive?: JK
Likes: 6
Liked 24 Times in 23 Posts
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Yeah I had someone hit my car a few months back and she blamed me for the accident (I only have third party).
Spoke to their comprehensive insurance who said they will assess it and said she was at fault and they fixed my car up straight away no questions asked.
If he has comp insurance it should be a very easy process. What vital pieces of information have you left out of your background...
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17-01-2015
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Head Honcho
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Join Date: Jul 2002
Location: Australia
Posts: 12,766 What Jeep do I drive?: XJ
Likes: 1,060
Liked 1,177 Times in 710 Posts
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No offense intended here but it boggles my mind when people can afford a 30-40k jeep but cant afford comprehensive insurance. Its simply a must. What happens when your pride and joy gets stolen and your still making repayments for next 4 years on something you dont have?
Sent from my GT-I9100T using Aussie Jeep Offroad mobile app
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www.ausjeepoffroad.com
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17-01-2015
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Lowranger Shocker
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Join Date: Nov 2011
Location: Mt Gravatt. Qld
Posts: 1,545 What Jeep do I drive?: XJ
Likes: 135
Liked 100 Times in 57 Posts
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Do you have any insurance at all on your jeep? I will never drive without insurance. Surely you are not driving it with no insurance whatsoever.
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Uncle Rastus.
Jeeps don't get stuck. They just have a little rest and think then get going again.
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19-01-2015
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Head Honcho
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Join Date: Jul 2002
Location: Australia
Posts: 12,766 What Jeep do I drive?: XJ
Likes: 1,060
Liked 1,177 Times in 710 Posts
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I wish I had insurance on my dog at the moment 
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19-01-2015
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Jeepin' is incurable....
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Join Date: Aug 2004
Location: Melbourne, and anywhere else my Jeeps can take me
Posts: 1,781 What Jeep do I drive?: WK2
Likes: 27
Liked 69 Times in 55 Posts
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If you get a default judgement against him, that's an act of bankruptcy if he then doesn't pay. For a small extra fee (compared to legal fees to that point) you can apply to the court to bankrupt him, that's basically automatic then. As a creditor you can probably put a lien on his assets (check with lawyer), either way as the creditor petitioning to get him bankrupt you stand at head of queue of unsecured creditors.
Perhaps that might cause him to speak to his insurance company!
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WK2 2013 Trailhawk
VJ2 4-63 1948 Jeepster
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19-01-2015
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AJOR Silver
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Join Date: Jan 2006
Location: Melbourne
Age: 54
Posts: 1,150 What Jeep do I drive?: JT
Likes: 49
Liked 125 Times in 99 Posts
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Quote:
Originally Posted by Jimmyb
No offense intended here but it boggles my mind when people can afford a 30-40k jeep but cant afford comprehensive insurance. Its simply a must. What happens when your pride and joy gets stolen and your still making repayments for next 4 years on something you dont have?
Sent from my GT-I9100T using Aussie Jeep Offroad mobile app
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I'm with Jimmy on this one, dont understand why you wouldn't have comprehensive on a vehicle of this value! If you did your insurance company would be doing all the fighting on your behalf and all it would have cost at most is your excess.
Sent from my SM-N9005 using Aussie Jeep Offroad mobile app
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It was the wife's car, NOW IT'S MINE FOR THE MODDING!
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