It sounds like you are not going to be that hard on it. I have bent d30 tubes, broken axles and panhards and tierods and tre's. More than a few times but that was full on wheeling and anything from 33's to 37's. I would say with the kind of wheeling you have described you should be fine as is.
However, as most people get more confident, they will want to push the limits and take the harder obstacles and lines just for the challenge. So upgrades are just a matter of time.
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Originally Posted by juweinat1
My questions are, will I be ok with stock gearing?
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Chances are you will want full lockers at some point and while in there the ring and pinion gears are worth upgrading if you find the gearing to high on the road with constant downshifting.
If it is only offroad you have a lack of low gearing then the transfer case would be a better focus. Something like a Rubi case at the low end and an Atlas 4-speed at the top.
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Originally Posted by juweinat1
Should I install truss and gusset?
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Easier now than before you bend it, just put it on the never ending upgrade list.
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Originally Posted by juweinat1
Should I upgrade to chromolly driveshafts?
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Assume you mean axles and it might just be cheaper and easier to carry some stock spares right now and upgrade when you have the budget should you find you are breaking them.
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Originally Posted by juweinat1
Should I upgrade to Heavy-duty ball joints?
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More often than not they are less durable than OEM (my opinion). I wouldn't bother. Check for play from time to time and replace when you need to.