I think rocker guards would be wiser... i mean 1) you know you will be travelling over rocks... 2) rocks are unpredictable... you can miss judge them slip over them and at night they look completely different... 3) rockers look cool without cutting holes in the side of your tj... (snorkle is irraversible)
With water damage, unless you know for sure you will be fording water thats higher then HUB level. damage is easily avoided... To be honest when ever it comes to water and slushy mud etc.... it should be avoided all together... they are infact a 4wd's worst enemy.
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