http://www.anzmoneymanager.com/
It's free for anyone and it links to any account. Some may argue it's not safe, and your bank might so check as you have to hand over your login, but I can't see ANZ putting their name to it unless they were bloody sure.
Only just started playing with it, but it does a good guess of what you're spending your money on and spits it out in clear detail. It covers home loans, investments, shares, bank accounts, the works.