Thanks for that, humdingerslammer. Yeah, I have the 3.8 manual as well. Checked last night & I'm actually on 155k. I figure if the TOB has gone out I might as well do the rest at the same time since it will be open anyway.
Now I just have to find the money to do it...
Aaand I got a MIL yesterday for bank one cat. *sigh* Reset & see if it comes back. It couldn't wait 5 months until I'll actually have some cash to spend on any of it, could it!?