Why do you need full comprehensive insurance when competing in events like Nissan Trials and Woodpecker. Your insurance isn't going to cover you if you do something because you are participating in motorsport/competition.
Yes, that's been my policy as well Jimmy, however Nissan trials specifically states that you need to have comprehensive insurance on your vehicle. Yet this comprehensive insurance cannot be applied to your vehicle as you are using it in motorsport.
Wouldn't producing an engineer's certificate and RTA rego form that has been updated saying that your vehicle is engineered be just as easy for them, and a hell of a lot easier for us? This is somewhere between $850 and $2000 that I'm going to have to shell out just so that I can participate in the comps. If not for their requirement, I'd continue to drive uninsured.
I think its more for if you hit someone else. Sounds silly, it just happened to me this weekend old mate claims his hand brake fail and ran up my arse while waiting to drive in an event. I think he was a d!ck head.
...and to be fair - why should you be able to roll your Jeep in a comp and have insurance pay for it? So my premiums go up too - yeah right. IMHO that's the risk of competing - you break you fix it. As I said 3rd party property should be enough and then again what sort of rock crawl comp would have you crashing/rolling into someones else Jeep or property while competing....I guess there are situations where it is good to have. 3rd party compulsory (personal) I guess is the minimum assuming you are registered.
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